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diy to Increase Your Home Equity
Money Talk

DIY Home Projects to Increase Your Home Equity

By Tobias Roberts, Rise Writer
Last Updated: Apr 13, 2025

One of the most significant financial commitments that most people will make during their lifetimes is homeownership. Purchasing a home will most likely leave you with a several-decade mortgage commitment. However, for most families, the equity that you build through ownership is one of the most valuable financial assets. Many financial advisors recommend that the best way to increase the equity in your home immediately is by making a sizeable down payment at the outset. Another great strategy is to opt for shorter-term mortgages with higher monthly payments. The more you pay upfront, the more you truly own.

Unfortunately, not every homeowner has the financial stability and means to commit large amounts of money towards paying off a mortgage. For many of us, our financial situation only allows us to make a small down payment and choose the lowest possible monthly payment plan. In this case, there are other less expensive ways to increase the equity in your home quickly. Below, we look at a series of DIY home projects that will promptly increase your home's overall value. 

Table of Contents

  1. Spice up Your Kitchen Cabinets
  2. Paint, Paint and Paint Somewhere
  3. Replace Carpeting for Wood Floors 
  4. Increase the Energy Efficiency of Your Home
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paint roller

Paint, Paint and Paint Somewhere

One of the best ways to freshen up a home and make it look clean and renovated is by adding a fresh coat of paint. In general, it is not advisable to add a wide variety of bright hues.  Neutral colors are a safer option. They allow you to accent the rest of the room with more brightly colored textiles, furniture, and other accents. Not everyone will enjoy those bright orange walls. While those peculiar-colored walls might suit your fancy, they might lower your overall home value. 

When considering which paints to use for your interior walls, opting for zero-VOC paints is another way to increase your home equity. More and more homebuyers are aware of the potential dangers that VOCs pose. With this knowledge, an increasing number of purchasers are willing to pay more for homes that actively seek to reduce the toxins in their indoor environment. Take a look at some of our favorite picks for interior paints here.

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Google Nest Installation

programmable thermostat is another relatively inexpensive addition to your home that will likely save you money on your heating and cooling bill. This device allows you to set schedules for different household temperatures depending on your daily schedule. A normal programmable thermostat can be found for under $150, and with a little bit of basic electrical knowledge, you should be able to install your own programmable thermostat

Article By

Tobias Roberts

Tobias runs an agroecology farm and a natural building collective in the mountains of El Salvador. He specializes in earthen construction methods and uses permaculture design methods to integrate structures into the sustainability of the landscape.

Tobias Roberts